ZIP 98346 Property Distress & Foreclosure Data

DLRadar grades ZIP 98346 (Kitsap County, Washington) at a low 16/100 for overall property distress. Structural risk reads 34/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100). Property-level stress concentrates in structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 2% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 8.3%. Rent burden reaches 26% of tenant households. Roughly 7.6% live below the poverty line. There are about 4,267 housing units across 98346. Households earn a median $110,946 — above the roughly $78,000 national figure. A median home runs $612,800 here, or 5.1 times local income. About 46% have a four-year degree. 9,337 residents call 98346 home, typically aged 51. On demographic stress specifically, 98346 scores 29/100.

On balance, 98346 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.