ZIP 98359 Foreclosure, Tax-Lien & Distress Report
Kitsap County, Washington · Cooling Market market
ZIP code 98359 in Kitsap County, Washington carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (93/100)). The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (52/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. On the structural side it scores 52/100, with 1/100 of stress already active.
The contraction-phase market in 98359 posted values that held roughly flat over the year, 1.2% off the recent peak, and 7% higher over three years, at 26/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
Vacancy runs 4.6%. The tenure split is 85% owner-occupied to 15% rented. Population is roughly 4,691 with a median age of 45. The ZIP holds roughly 1,909 housing units. Around 52% of renters are cost-burdened. 12.9% of residents fall below the poverty threshold. The typical home is worth about $610,500 (6.0× income). DLRadar's demographic-stress index for the area reads 38/100. Around 32% of adults hold a bachelor's degree or higher. Households earn a median $97,335 — above the roughly $78,000 national figure.
Taken together, 98359 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 98359 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 98359's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 98359 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 24/100 figure for 98359 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 98359 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 98359
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 98359 Stress Report snapshot
The live 98359 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Kitsap County
Nearest ZIP codes to 98359
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Washington distress
Related ZIP, county and statewide reads linked to Kitsap County, Washington.
See every distressed parcel in 98359
See who owns each distressed property in 98359, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology