ZIP 98359 Property Distress & Foreclosure Data

In Kitsap County, Washington, ZIP 98359 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100). Its standout signals are structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. Structural exposure scores 34 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 2.8% year on year, and 7% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 4.6%. 85% of housing is owner-occupied. About 4,691 people live here, median age 45. There are about 1,909 housing units across 98359. Rent burden reaches 52% of tenant households. The poverty rate is 12.9%. The typical home is worth about $610,500 (6.0× income). The demographic-stress sub-score lands at 38/100. Around 32% of adults hold a bachelor's degree or higher. At $97,335, median income runs above typical U.S. levels.

Overall 98359 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.