ZIP 98366 Property Distress & Foreclosure Data

Kitsap County, Washington's ZIP 98366 registers 16/100 composite distress, which DLRadar reads as low. Structural exposure scores 34 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (93/100)).

The peak-phase market in 98366 posted values that rose 2.8% over the year, and 8% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 37,692 with a median age of 38. Owners hold 66% of homes, renters 34%. 11.0% of residents fall below the poverty threshold. Vacancy runs 5.6%. Home values center near $475,800, an affordability ratio of 5.1×. There are about 15,328 housing units across 98366. DLRadar's demographic-stress index for the area reads 36/100. Rent burden reaches 42% of tenant households. Educational attainment sits at 26% bachelor's-or-above. Median household income is $88,807, above the U.S. median near $78,000.

Broadly, 98366 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.