Kitsap County, WA: Foreclosures, Tax Liens & Distressed Properties

Kitsap County, WA, Washington: 22 ZIP codes scored, Kitsap County, WA averaging 25/100 (low, Kitsap, WA), from 24 to 30. Kitsap County, WA is in its contraction phase (Kitsap, WA confidence 26/100): Kitsap, WA home prices down 0.2% (Kitsap, WA) over twelve months, 1.2% under their peak. Kitsap County, WA lender headwind: 62/100.

Highest-scoring Kitsap County, WA ZIPs: 98329 (30/100), 98528 (29/100), 98110 (24/100), 98310 (24/100), 98311 (24/100), 98312 (24/100). Also scored in Kitsap County, WA: 98314, 98315, 98337, 98340, 98342, 98345, 98346, 98353, 98359, 98364.

Across Kitsap County, WA's scored ZIPs: median home value $567,811, household income $101,285, 10.8% vacancy, 7.5% poverty, 66% owner-occupied, median age 42.2.

Kitsap County, WA insurance distress 7/100 (#2,423 in the US); FEMA hazard 0/100 for Kitsap, WA; 2 Kitsap, WA NFIP flood claims; Kitsap, WA construction distress 80/100.

13 banks with 44 branches lend in Kitsap County, WA; Kitsap, WA weighted bank stress 65/100, highest 92/100 in Kitsap, WA.

Kitsap County, WA unemployment 4.3% (Kitsap, WA -0.6 pts, six months); 1,201 new housing units permitted in Kitsap County, WA over twelve months, Kitsap, WA down 30% from 1,727; Kitsap, WA home prices +6.2% a year (Kitsap, WA) over three years.

116,970 housing units in Kitsap County, WA; 32,019 Kitsap, WA renter households; 50% of Kitsap, WA renters spend 30%+ of income on rent, 23% (Kitsap, WA) half or more.

Kitsap County, WA ranks #2,048 nationally on the opportunity index (Kitsap, WA, among all ranked counties); Kitsap, WA scores 27.5/100 and Kitsap, WA sits #25 inside Washington. Kitsap, WA is in the weak opportunity phase; Kitsap, WA's primary driver is construction, Kitsap, WA second driver bank institutional; Kitsap, WA moved down 58 places. 47 short-sale listings across Kitsap, WA; 76 days on market observed in Kitsap, WA; 6.7% vacancy over 22 Kitsap, WA ZIPs.

0.6% of Kitsap County, WA mortgages were ninety-plus days late in December 2025; Kitsap, WA's thirty-to-eighty-nine-day share was 1.1% (CFPB county sample). Kitsap, WA's ninety-day rate is up 0.3 points on twelve months earlier; the Kitsap, WA peak since 2008 was 4.4% in March 2012; Washington overall reads 0.6%.

Kitsap County, WA has 6 watched banks; 6 Kitsap, WA banks sit in an elevated band. Kitsap, WA footprints: Heritage Bank (9 branches, stress 58) in Kitsap, WA; Wafd Bank (3 branches, stress 67) in Kitsap, WA; First Fed Bank (2 branches, stress 92) in Kitsap, WA.

HUD lists 10 assisted multifamily properties in Kitsap County, WA with 593 units; 189 Kitsap, WA units are assisted, 3 Kitsap, WA properties under project-based Section 8.

8,433 of the 116,970 housing units in Kitsap, WA sit vacant. Kitsap County, WA permitted 553 multifamily units in twelve months; Kitsap, WA's one-to-four unit structures added 648 units in Kitsap County, WA.