ZIP 98310 Property Distress & Foreclosure Data

Composite property distress in 98310 (Kitsap County, Washington) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100). The latent-versus-live split is 34/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 5% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 51% owner-occupied to 49% rented. Roughly 13.6% live below the poverty line. The ZIP holds roughly 9,953 housing units. On demographic stress specifically, 98310 scores 40/100. A median home runs $440,500 here, or 5.8 times local income. About 27% have a four-year degree. Around 46% of renters are cost-burdened. 22,170 residents call 98310 home, typically aged 35. Households earn a median $73,292 — near the roughly $78,000 national figure. The vacancy rate is 5.8%.

Overall, 98310 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.