ZIP 98310 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 98310 in Kitsap County, Washington comes in at 24, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (52/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100). The split runs 52/100 structural to 1/100 active on the ground.

The contraction-phase market in 98310 posted values that held roughly flat over the year, 1.2% off the recent peak, and 5% higher over three years, at 26/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Owners hold 51% of homes, renters 49%. 13.6% of residents fall below the poverty threshold. There are about 9,953 housing units across 98310. DLRadar's demographic-stress index for the area reads 40/100. A median home runs $440,500 here, or 5.8 times local income. Around 27% of adults hold a bachelor's degree or higher. Around 46% of renters are cost-burdened. Population is roughly 22,170 with a median age of 35. Households earn a median $73,292 — near the roughly $78,000 national figure. Vacancy runs 5.8%.

On the whole, 98310 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 98310 at the moment; the composite and its components are still built from verifiable records.

Whether 98310 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98310 can be compared directly against any other ZIP in Kitsap County, Washington or nationwide. Where the record is thin for 98310, the field stays empty rather than modeled, and fills in as new documents post.

Behind 98310's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 98310 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.