ZIP 98340 Property Distress & Foreclosure Data

In Kitsap County, Washington, ZIP 98340 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 34 and live distress 1 on the 0–100 scale. Its standout signals are structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 5% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 90% owner-occupied to 10% rented. A median home runs $569,700 here, or 5.8 times local income. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 29.6%, above the national norm and a classic distress-and-opportunity signal. 2,834 residents call 98340 home, typically aged 69. There are about 1,901 housing units across 98340. Rent burden reaches 12% of tenant households. On demographic stress specifically, 98340 scores 30/100. About 41% have a four-year degree. Households earn a median $79,286 — near the roughly $78,000 national figure.

Taken together, 98340 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.