ZIP 98358 Property Distress & Foreclosure Data

ZIP code 98358 in Jefferson County, Washington carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (40/100), structural risk (39/100), mortgage stress (17/100). mortgage stress (17/100) and construction/permit lag (14/100) stay muted. The latent-versus-live split is 39/100 structural and 5/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (64/100), climate & FEMA risk (60/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 32% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 52% have a four-year degree. Roughly 14.1% live below the poverty line. A median home runs $756,000 here, or 6.0 times local income. Around 32% of renters are cost-burdened. On demographic stress specifically, 98358 scores 35/100. The ZIP holds roughly 634 housing units. Households earn a median $93,125 — above the roughly $78,000 national figure. The tenure split is 77% owner-occupied to 23% rented. 982 residents call 98358 home, typically aged 59. The vacancy rate is 24.0% — elevated.

Taken together, 98358 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.