Jefferson County, WA: Foreclosures, Tax Liens & Distressed Properties

Across Jefferson County, Washington, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Lender pressure in Jefferson County registers 72/100 — a elevated bank-stress headwind. Across its ZIPs, composite distress spans 21 to 24 out of 100. 9 ZIP codes are tracked county-wide, averaging 21/100 distress.

The county market is in a peak phase: home prices rose 0.4% over the past year, at 16/100 phase confidence. With pricing topped out, the average masks the outliers — the edge is parcel by parcel.

With Jefferson County flat at +0.4% YoY (16/100 confidence), selectivity rules — target the few ZIPs carrying distress. An elevated 72/100 reading favors patient capital: short sales and foreclosures accelerate.

Distress concentrates in ZIP 98382 (24/100), ZIP 98331 (22/100), ZIP 98320 (21/100), ZIP 98325 (21/100), ZIP 98339 (21/100), ZIP 98358 (21/100) — drill into any for the parcel-level read. The breakdown continues through 98365, 98368, 98376 and more.

Underneath the scores, Jefferson County's tracked footprint run a 20.9% vacancy rate, median home values around $466,056 (above the national figure), 13% of households below the poverty line, residents with a median age around 56.4, incomes around $69,914, an owner-occupied share of 79%. These fundamentals frame the supply of motivated sellers and the speed of resale.

Net of it all, 21/100 over 9 ZIPs means the edge is selective acquisition and not a county-wide play. Inside DLRadar, each Jefferson County property carries owner, address and APN, scoring, lienholder detail and an estimated exit speed.

The distress read for Jefferson County, Washington is refreshed as new public records post and uses the same methodology coast to coast, so Jefferson County stays directly comparable to any other market you track.

Approach Jefferson County by rank rather than by average — the 21/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. The Jefferson County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

The ZIP breakdown for Jefferson County leads with 98382 (24/100), 98331 (22/100), 98320 (21/100), 98325 (21/100), 98339 (21/100), 98358 (21/100). DLRadar also scores 98365, 98368, 98376 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Jefferson County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.