ZIP 98365 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Washington · High Vacancy market
In Jefferson County, Washington, ZIP 98365 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (60/100). The latent-versus-live split is 48/100 structural and 5/100 already moving. The most distinctive pressure shows up in structural risk (48/100), institutional ownership (45/100), construction/permit lag (40/100). mortgage stress (17/100) stay muted.
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 10% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $98,393, median income runs above typical U.S. levels. Around 26% of renters are cost-burdened. Roughly 11.0% live below the poverty line. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 91% of homes, renters 9%. Home values center near $673,800, an affordability ratio of 6.1×. Educational attainment sits at 45% bachelor's-or-above. There are about 3,144 housing units across 98365. About 5,178 people live here, median age 65. The vacancy rate is 17.2% — elevated.
Net-net, 98365 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 98365's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 98365 shows blanks, not estimates, wherever the record is sparse.
The 22/100 for 98365 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 98365 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 98365
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 98365 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 98365, the same set carried on every parcel.
Other Jefferson County ZIP codes
Nearest ZIP codes to 98365
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Jefferson County, Washington
Additional distress intelligence spanning Jefferson County, Washington by ZIP, county and state.
The complete 98365 distress and acquisition report
The full 98365 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology