ZIP 98365 Property Distress & Foreclosure Data

Composite property distress in 98365 (Jefferson County, Washington) lands at 19/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100), climate & FEMA risk (60/100). The latent-versus-live split is 39/100 structural and 5/100 already moving. The sharpest non-environmental signals are institutional ownership (40/100), structural risk (39/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and construction/permit lag (14/100) register low.

The market reads peak — home values rose 2.8% year on year, and 10% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

At $98,393, median income runs above typical U.S. levels. Around 26% of renters are cost-burdened. The poverty rate is 11.0%. The demographic-stress sub-score lands at 33/100. 91% of housing is owner-occupied. The typical home is worth about $673,800 (6.1× income). Around 45% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,144 housing units. About 5,178 people live here, median age 65. The vacancy rate is 17.2% — elevated.

Net-net, 98365 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.