ZIP 98331 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Washington · High Vacancy market
DLRadar grades ZIP 98331 (Jefferson County, Washington) at a low 22/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), climate & FEMA risk (65/100). The pressure is most legible in institutional ownership (46/100), structural risk (46/100), construction/permit lag (27/100). construction/permit lag (27/100) and mortgage stress (16/100) stay muted. Structurally it carries 46/100, against 5/100 of stress already in motion.
The market reads peak — home values held roughly flat year on year, and 10% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
5,526 residents call 98331 home, typically aged 43. 60% of housing is owner-occupied. The ZIP holds roughly 2,901 housing units. Around 37% of renters are cost-burdened. The typical home is worth about $230,500 (4.0× income). DLRadar's demographic-stress index for the area reads 36/100. At $48,313, median income runs below typical U.S. levels. The poverty rate is 21.8% — high, a tax-stress and distress correlate. The vacancy rate is 17.7% — elevated. Around 19% of adults hold a bachelor's degree or higher.
On the whole, 98331 leans distressed, with opportunity clustered in specific stressed parcels. While 98331 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 98331 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 98331 reflects the current record instead of a stale or modeled snapshot.
98331's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 98331 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 98331
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 98331 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Jefferson County ZIP codes
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Additional distress intelligence spanning Jefferson County, Washington by ZIP, county and state.
Open the complete 98331 acquisition file
Open 98331 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology