ZIP 98331 Property Distress & Foreclosure Data

In Jefferson County, Washington, ZIP 98331 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (65/100), FEMA disaster exposure (64/100). Its standout signals are structural risk (40/100), institutional ownership (39/100), mortgage stress (16/100). mortgage stress (16/100) and construction/permit lag (15/100) stay muted. Structural risk reads 40/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 10% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,526 residents call 98331 home, typically aged 43. The tenure split is 60% owner-occupied to 40% rented. There are about 2,901 housing units across 98331. Rent burden reaches 37% of tenant households. A median home runs $230,500 here, or 4.0 times local income. On demographic stress specifically, 98331 scores 36/100. Households earn a median $48,313 — below the roughly $78,000 national figure. Roughly 21.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. About 19% have a four-year degree.

Taken together, 98331 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.