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ZIP 98305 Foreclosure, Tax-Lien & Distress Report

Clallam County, Washington · Distress market

DLRadar grades ZIP 98305 (Clallam County, Washington) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), FEMA disaster exposure (78/100). Structurally it carries 50/100, against 4/100 of stress already in motion. The sharpest non-environmental signals are structural risk (50/100), institutional ownership (43/100), construction/permit lag (29/100). On the quiet end sit construction/permit lag (29/100) and mortgage stress (14/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 23/100. There are about 161 housing units across 98305. Owners hold 89% of homes, renters 11%. About 13% have a four-year degree. Home values center near $265,300. Population is roughly 311 with a median age of 41. 3.5% of residents fall below the poverty threshold. Vacancy runs 8.8%.

On balance 98305 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 98305 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98305 can be compared directly against any other ZIP in Clallam County, Washington or nationwide. The score is rebuilt from public data as it updates, so 98305 reflects the current record instead of a stale or modeled snapshot.

Behind 98305's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 98305 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
50/100
Structural risk
4/100
Distress activity

ZIP 98305 distress signals, scored

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk88
9 further distress layers are graded for 98305

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 98305 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Unlock parcel-level detail for ZIP 98305

The full 98305 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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