ZIP 98305 Property Distress & Foreclosure Data
DLRadar grades ZIP 98305 (Clallam County, Washington) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), FEMA disaster exposure (64/100). On the structural side it scores 44/100, with 4/100 of stress already active. Property-level stress concentrates in structural risk (44/100), institutional ownership (35/100), construction/permit lag (17/100). By contrast, construction/permit lag (17/100) and mortgage stress (14/100) register low.
The market reads peak — home values rose 2.8% year on year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
The demographic-stress sub-score lands at 23/100. The ZIP holds roughly 161 housing units. 89% of housing is owner-occupied. Around 13% of adults hold a bachelor's degree or higher. The typical home is worth about $265,300. About 311 people live here, median age 41. The poverty rate is 3.5% — low. The vacancy rate is 8.8%.
Overall 98305 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 98305
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Clallam County
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Deterministic. Every signal traces to a public dataset · methodology