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Clallam County, WA: Foreclosures, Tax Liens & Distressed Properties

Clallam County, WA, Washington: 9 ZIP codes scored, Clallam County, WA averaging 23/100 (low, Clallam, WA), from 22 to 23. Clallam County, WA is in its peak phase (Clallam, WA confidence 16/100): Clallam, WA home prices up 0.4% (Clallam, WA) over twelve months. Clallam County, WA lender headwind: 89/100.

Highest-scoring Clallam County, WA ZIPs: 98305 (23/100), 98326 (23/100), 98350 (23/100), 98357 (23/100), 98362 (23/100), 98363 (23/100). Also scored in Clallam County, WA: 98381, 98382, 98331.

Across Clallam County, WA's scored ZIPs: median home value $306,463, household income $66,073, 15.8% vacancy, 13.5% poverty, 72% owner-occupied, median age 45.2.

Clallam County, WA insurance distress 38/100 (#1,400 in the US); FEMA hazard 74/100 for Clallam, WA; 6 federal disaster declarations in Clallam County, WA since 2023 (4 flood); Clallam, WA construction distress 22/100.

10 banks with 25 branches lend in Clallam County, WA; Clallam, WA weighted bank stress 73/100, highest 92/100 in Clallam, WA.

Clallam County, WA unemployment 4.4% (Clallam, WA -1.5 pts, six months); 280 new housing units permitted in Clallam County, WA over twelve months, Clallam, WA up 28% from 218; Clallam, WA home prices +9.0% a year (Clallam, WA) over three years.

38,613 housing units in Clallam County, WA; 9,364 Clallam, WA renter households; 47% of Clallam, WA renters spend 30%+ of income on rent, 20% (Clallam, WA) half or more.

Clallam County, WA ranks #1,993 nationally on the opportunity index (Clallam, WA, among all ranked counties); Clallam, WA scores 27.7/100 and Clallam, WA sits #24 inside Washington. Clallam, WA is in the weak opportunity phase; Clallam, WA's primary driver is bank institutional, Clallam, WA second driver vacancy; Clallam, WA moved up 363 places. 16 short-sale listings across Clallam, WA; 79 days on market observed in Clallam, WA; 10.1% vacancy over 9 Clallam, WA ZIPs.

No CFPB county sample covers Clallam County, WA. The non-metro area reading for Clallam, WA: 0.3% ninety-plus days late; Clallam, WA's thirty-to-eighty-nine share is 1.6% (Clallam, WA, December 2025 data); Washington overall 0.6%.

Clallam County, WA has 5 watched banks; 5 Clallam, WA banks sit in an elevated band. Clallam, WA footprints: First Fed Bank (8 branches, stress 92) in Clallam, WA; Sound Community Bank (3 branches, stress 70) in Clallam, WA; 1st Security Bank Of Wa (2 branches, stress 64) in Clallam, WA.

HUD lists 1 assisted multifamily property in Clallam County, WA with 14 units; 14 Clallam, WA units are assisted.

3,567 of the 38,613 housing units in Clallam, WA sit vacant. Clallam County, WA permitted 3 multifamily units in twelve months; Clallam, WA's one-to-four unit structures added 277 units in Clallam County, WA.

Peak
Market phase
0.4%
Clallam, WA HPI YoY
0%
Drawdown
16
Clallam confidence

Clallam County ZIPs ranked by distress

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