ZIP 98381 Foreclosure, Tax-Lien & Distress Report
Clallam County, Washington · High Vacancy market
DLRadar grades ZIP 98381 (Clallam County, Washington) at a low 24/100 for overall property distress. Its heaviest discrete signals: structural risk (50/100), institutional ownership (43/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (14/100) register low. Environmental exposure also runs high (climate & FEMA risk (88/100), FEMA disaster exposure (78/100)). Structural exposure scores 50 and live distress 4 on the 0–100 scale.
The peak-phase market in 98381 posted values that held roughly flat over the year (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 129 housing units across 98381. About 213 people live here, median age 64. DLRadar's demographic-stress index for the area reads 32/100. Around 46% of renters are cost-burdened. At $53,879, median income runs below typical U.S. levels. Around 26% of adults hold a bachelor's degree or higher. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $273,900 (3.8× income, relatively affordable). Vacancy runs 43.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 86% of homes, renters 14%.
Net-net, 98381 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 98381 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 98381 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 98381, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 24/100 figure for 98381 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 98381 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 98381
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 98381 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 98381, the same set carried on every parcel.
Adjacent Clallam County ZIP reports
Explore related distress reports
Additional distress intelligence spanning Clallam County, Washington by ZIP, county and state.
The complete 98381 distress and acquisition report
Pull every distressed parcel in 98381 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology