ZIP 98381 Property Distress & Foreclosure Data

In Clallam County, Washington, ZIP 98381 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (44/100), institutional ownership (35/100), construction/permit lag (17/100). On the quiet end sit construction/permit lag (17/100) and mortgage stress (14/100). Environmental exposure also runs high (climate & FEMA risk (88/100), FEMA disaster exposure (64/100)). On the structural side it scores 44/100, with 4/100 of stress already active.

The peak-phase market in 98381 posted values that rose 2.8% over the year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 129 housing units. Population is roughly 213 with a median age of 64. DLRadar's demographic-stress index for the area reads 32/100. Around 46% of renters are cost-burdened. Median household income is $53,879, below the U.S. median near $78,000. Educational attainment sits at 26% bachelor's-or-above. 0.0% of residents fall below the poverty threshold. Home values center near $273,900, an affordability ratio of 3.8× — accessible. The vacancy rate is 43.6% — elevated. Owners hold 86% of homes, renters 14%.

On the whole, 98381 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
44/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 98381

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk88
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Clallam County

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