ZIP 98382 Foreclosure, Tax-Lien & Distress Report

ZIP code 98382 in Clallam County, Washington carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 49/100 while live distress already moving reads 4/100. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (78/100)). The most distinctive pressure shows up in structural risk (49/100), institutional ownership (43/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (14/100).

The market reads peak — home values held roughly flat year on year, and 14% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 8.2%. Home values center near $493,900, an affordability ratio of 6.6×. Rent burden reaches 43% of tenant households. Roughly 9.4% live below the poverty line. The ZIP holds roughly 16,014 housing units. Households earn a median $70,471 — near the roughly $78,000 national figure. About 31,225 people live here, median age 61. About 35% have a four-year degree. The tenure split is 80% owner-occupied to 20% rented. On demographic stress specifically, 98382 scores 38/100.

Overall, 98382 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 98382 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 98382 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 98382 stays directly comparable to neighboring ZIPs and the rest of Clallam County, Washington. Sparse data for 98382 shows as blanks, never estimates, and the score updates on every fresh public filing.

98382's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 98382 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.