ZIP 98339 Foreclosure, Tax-Lien & Distress Report

ZIP code 98339 in Jefferson County, Washington carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 45/100 while live distress already moving reads 5/100. The pressure is most legible in institutional ownership (47/100), structural risk (45/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (17/100). Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (60/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 5% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $409,800, an affordability ratio of 5.2×. The ZIP holds roughly 1,670 housing units. 3,480 residents call 98339 home, typically aged 52. Vacancy runs 9.3%. Median household income is $73,750, near the U.S. median near $78,000. Around 32% of renters are cost-burdened. Around 25% of adults hold a bachelor's degree or higher. The poverty rate is 12.7%. The tenure split is 73% owner-occupied to 27% rented. DLRadar's demographic-stress index for the area reads 35/100.

On balance 98339 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 98339 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 98339 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 figure for 98339 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 98339 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.