ZIP 98325 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98325 (Jefferson County, Washington) lands at 22/100 — low on DLRadar's distress scoring. The pressure is most legible in structural risk (46/100), institutional ownership (43/100), construction/permit lag (40/100). mortgage stress (17/100) stay muted. Structural risk reads 46/100 against active distress of 5/100. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (60/100).

The market reads peak — home values held roughly flat year on year, and 9% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 31/100. 10.0% of residents fall below the poverty threshold. At $76,414, median income runs near typical U.S. levels. Around 0% of renters are cost-burdened. About 1,654 people live here, median age 50. Around 39% of adults hold a bachelor's degree or higher. Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. There are about 966 housing units across 98325. The tenure split is 81% owner-occupied to 19% rented. A median home runs $446,300 here, or 6.1 times local income.

Net-net, 98325 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 98325 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 98325 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 98325 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Washington. 98325 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 98325 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 98325 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.