ZIP 98320 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Washington's ZIP 98320 registers 21/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 45/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (60/100). The most distinctive pressure shows up in institutional ownership (47/100), structural risk (45/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (17/100).

The peak-phase market in 98320 posted values that held roughly flat over the year, and 37% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,275 housing units across 98320. A median home runs $285,200 here, or 5.0 times local income. At $53,000, median income runs below typical U.S. levels. The tenure split is 84% owner-occupied to 16% rented. Around 55% of renters are cost-burdened. Educational attainment sits at 20% bachelor's-or-above. Vacancy runs 53.8%, above the national norm and a classic distress-and-opportunity signal. Roughly 16.0% live below the poverty line. Population is roughly 1,313 with a median age of 60. DLRadar's demographic-stress index for the area reads 42/100.

Net-net, 98320 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 98320 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 98320's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 98320 reflects the current record instead of a stale or modeled snapshot.

Each component behind 98320 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. The point of the 98320 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.