ZIP 98320 Property Distress & Foreclosure Data

Jefferson County, Washington's ZIP 98320 registers 19/100 composite distress, which DLRadar reads as low. Structural risk reads 39/100 against active distress of 5/100. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100), climate & FEMA risk (60/100). The most distinctive pressure shows up in institutional ownership (40/100), structural risk (39/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and construction/permit lag (14/100) register low.

The market reads peak — home values rose 2.8% year on year, and 37% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,275 housing units across 98320. The typical home is worth about $285,200 (5.0× income). At $53,000, median income runs below typical U.S. levels. 84% of housing is owner-occupied. Rent burden reaches 55% of tenant households. Around 20% of adults hold a bachelor's degree or higher. Vacancy runs 53.8%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 16.0%. About 1,313 people live here, median age 60. The demographic-stress sub-score lands at 42/100.

Net-net, 98320 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.