ZIP 98383 Property Distress & Foreclosure Data

Composite property distress in 98383 (Kitsap County, Washington) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. The latent-versus-live split is 34/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (93/100).

The market reads peak — home values rose 2.8% year on year, and 10% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Around 45% of renters are cost-burdened. The poverty rate is 5.8% — low. The ZIP holds roughly 9,754 housing units. About 22,047 people live here, median age 40. The vacancy rate is 7.7%. Around 37% of adults hold a bachelor's degree or higher. At $106,902, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 36/100. The typical home is worth about $596,400 (5.3× income). 56% of housing is owner-occupied.

Overall 98383 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.