ZIP 98315 Foreclosure, Tax-Lien & Distress Report

In Kitsap County, Washington, ZIP 98315 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 49/100 against active distress of 0/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100). The pressure is most legible in construction/permit lag (65/100), structural risk (49/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100).

The market reads contraction — home values held roughly flat year on year, 1.2% off the recent peak, at 26/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Rent burden reaches 47% of tenant households. The vacancy rate is 6.5%. Households earn a median $84,485 — near the roughly $78,000 national figure. Around 25% of adults hold a bachelor's degree or higher. The tenure split is 1% owner-occupied to 99% rented. 5,931 residents call 98315 home, typically aged 23. On demographic stress specifically, 98315 scores 39/100. The poverty rate is 2.7% — low. There are about 1,262 housing units across 98315.

Taken together, 98315 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 98315 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 98315 stays directly comparable to neighboring ZIPs and the rest of Kitsap County, Washington. The score is rebuilt from public data as it updates, so 98315 reflects the current record instead of a stale or modeled snapshot.

Each component behind 98315 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For an operator, 98315 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.