ZIP 98315 Foreclosure, Tax-Lien & Distress Report
Kitsap County, Washington · Cooling Market market
In Kitsap County, Washington, ZIP 98315 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. Structural risk reads 52/100 against active distress of 0/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100). The pressure is most legible in construction/permit lag (80/100), structural risk (52/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100).
The market reads contraction — home values held roughly flat year on year, 1.2% off the recent peak, at 26/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
Rent burden reaches 47% of tenant households. The vacancy rate is 6.5%. Households earn a median $84,485 — near the roughly $78,000 national figure. Around 25% of adults hold a bachelor's degree or higher. The tenure split is 1% owner-occupied to 99% rented. 5,931 residents call 98315 home, typically aged 23. On demographic stress specifically, 98315 scores 57/100. The poverty rate is 2.7% — low. There are about 1,262 housing units across 98315.
Taken together, 98315 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 98315 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 98315 stays directly comparable to neighboring ZIPs and the rest of Kitsap County, Washington. The score is rebuilt from public data as it updates, so 98315 reflects the current record instead of a stale or modeled snapshot.
Each component behind 98315 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 98315 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 98315 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
98315 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Kitsap County
Nearest ZIP codes to 98315
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Kitsap County, Washington
More ZIP, county and state distress intelligence connected to Kitsap County, Washington.
See every distressed parcel in 98315
Open 98315 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology