ZIP 98315 Property Distress & Foreclosure Data

Composite property distress in 98315 (Kitsap County, Washington) lands at 16/100 — low on DLRadar's public-record scoring. Structural exposure scores 34 and live distress 0 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (93/100)). The sharpest non-environmental signals are structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). On the quiet end sit construction/permit lag (7/100) and institutional ownership (6/100).

The peak-phase market in 98315 posted values that rose 2.8% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 47% of tenant households. Vacancy runs 6.5%. Median household income is $84,485, near the U.S. median near $78,000. Educational attainment sits at 25% bachelor's-or-above. Owners hold 1% of homes, renters 99%. Population is roughly 5,931 with a median age of 23. DLRadar's demographic-stress index for the area reads 39/100. 2.7% of residents fall below the poverty threshold. There are about 1,262 housing units across 98315.

Broadly, 98315 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.