ZIP 98370 Foreclosure, Tax-Lien & Distress Report
Kitsap County, Washington · Cooling Market market
Scored purely from public records, 98370 (Kitsap County, Washington) returns a low composite of 22/100. Environmental exposure also runs high (climate & FEMA risk (93/100)). The split runs 49/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (49/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low.
The contraction-phase market in 98370 posted values that held roughly flat over the year, 1.2% off the recent peak, and 8% higher over three years (phase confidence 26/100). A cooling market tends to open discount-to-value windows.
On demographic stress specifically, 98370 scores 33/100. 77% of housing is owner-occupied. The ZIP holds roughly 14,116 housing units. Around 42% of renters are cost-burdened. The poverty rate is 6.3% — low. About 45% have a four-year degree. Median household income is $109,416, above the U.S. median near $78,000. Home values center near $628,600, an affordability ratio of 5.4×. 32,997 residents call 98370 home, typically aged 45. The vacancy rate is 5.3%.
On the whole, 98370 leans distressed, with opportunity clustered in specific stressed parcels. 98370 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 98370 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 98370 shows blanks, not estimates, wherever the record is sparse.
The 22/100 figure for 98370 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 98370 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 98370’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 98370 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 98370, the same set carried on every parcel.
Other Kitsap County ZIP codes
Related reports across Kitsap County, Washington
Additional distress intelligence spanning Kitsap County, Washington by ZIP, county and state.
Open the complete 98370 acquisition file
Open 98370 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology