ZIP 98370 Property Distress & Foreclosure Data

Kitsap County, Washington's ZIP 98370 registers 16/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (93/100). On the structural side it scores 34/100, with 1/100 of stress already active. The most distinctive pressure shows up in structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 8% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 98370 scores 33/100. The tenure split is 77% owner-occupied to 23% rented. The ZIP holds roughly 14,116 housing units. Around 42% of renters are cost-burdened. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. About 45% have a four-year degree. Households earn a median $109,416 — above the roughly $78,000 national figure. A median home runs $628,600 here, or 5.4 times local income. 32,997 residents call 98370 home, typically aged 45. The vacancy rate is 5.3%.

On balance, 98370 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.