ZIP 98392 Property Distress & Foreclosure Data

Composite property distress in 98392 (Kitsap County, Washington) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. On the structural side it scores 34/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (93/100).

The market reads peak — home values rose 2.8% year on year, and 1% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,333 housing units. 76% of housing is owner-occupied. At $83,802, median income runs near typical U.S. levels. The vacancy rate is 6.8%. About 3,412 people live here, median age 44. Around 34% of adults hold a bachelor's degree or higher. Around 39% of renters are cost-burdened. The demographic-stress sub-score lands at 34/100. The poverty rate is 10.8%. The typical home is worth about $452,400 (5.2× income).

Overall 98392 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.