ZIP 98345 Property Distress & Foreclosure Data

In Kitsap County, Washington, ZIP 98345 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). On the quiet end sit construction/permit lag (7/100) and institutional ownership (6/100). Environmental exposure also runs high (climate & FEMA risk (93/100)). On the structural side it scores 34/100, with 0/100 of stress already active.

The peak-phase market in 98345 posted values that rose 2.8% over the year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

7.1% of residents fall below the poverty threshold. Population is roughly 272 with a median age of 55. Median household income is $133,086, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 37/100. The vacancy rate is 37.8% — elevated. Educational attainment sits at 34% bachelor's-or-above. Around 38% of renters are cost-burdened. The ZIP holds roughly 175 housing units. Home values center near $524,000, an affordability ratio of 4.7×. Owners hold 42% of homes, renters 58%.

On the whole, 98345 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.