ZIP 98376 Property Distress & Foreclosure Data

ZIP code 98376 in Jefferson County, Washington carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (40/100), structural risk (39/100), mortgage stress (17/100). mortgage stress (17/100) and construction/permit lag (14/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (64/100), climate & FEMA risk (60/100). The latent-versus-live split is 39/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 39% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 67% of renters are cost-burdened. On demographic stress specifically, 98376 scores 41/100. Households earn a median $59,732 — below the roughly $78,000 national figure. About 34% have a four-year degree. Roughly 9.0% live below the poverty line. The vacancy rate is 27.4% — elevated. The ZIP holds roughly 1,324 housing units. 2,018 residents call 98376 home, typically aged 60. A median home runs $344,700 here, or 6.3 times local income. The tenure split is 90% owner-occupied to 10% rented.

Taken together, 98376 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.