ZIP 98376 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98376 (Jefferson County, Washington) lands at 21/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in institutional ownership (47/100), structural risk (45/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (17/100). It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (60/100). On the structural side it scores 45/100, with 5/100 of stress already active.

The peak-phase market in 98376 posted values that held roughly flat over the year, and 39% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 67% of renters are cost-burdened. On demographic stress specifically, 98376 scores 41/100. Households earn a median $59,732 — below the roughly $78,000 national figure. Educational attainment sits at 34% bachelor's-or-above. Roughly 9.0% live below the poverty line. Vacancy runs 27.4%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,324 housing units. About 2,018 people live here, median age 60. The typical home is worth about $344,700 (6.3× income). Owners hold 90% of homes, renters 10%.

Taken together, 98376 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 98376 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 98376 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98376 can be compared directly against any other ZIP in Jefferson County, Washington or nationwide. Nothing here is interpolated — where a source is thin for 98376, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

98376's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 98376 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.