ZIP 98249 Property Distress & Foreclosure Data

Island County, Washington's ZIP 98249 registers 31/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (79/100)). The most distinctive pressure shows up in construction/permit lag (82/100), structural risk (71/100), institutional ownership (45/100). On the quiet end sit mortgage stress (19/100). Structural exposure scores 71 and live distress 6 on the 0–100 scale.

The peak-phase market in 98249 posted values that rose 2.8% over the year, and 10% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $627,400, an affordability ratio of 5.9×. Owners hold 85% of homes, renters 15%. Population is roughly 4,531 with a median age of 58. Vacancy runs 32.2%, above the national norm and a classic distress-and-opportunity signal. 8.4% of residents fall below the poverty threshold. There are about 3,206 housing units across 98249. Educational attainment sits at 46% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 35/100. Rent burden reaches 36% of tenant households. Median household income is $99,583, above the U.S. median near $78,000.

On the whole, 98249 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.