ZIP 98249 Foreclosure, Tax-Lien & Distress Report
Island County, Washington · High Vacancy market
Island County, Washington's ZIP 98249 registers 33/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), climate & FEMA risk (79/100), FEMA disaster exposure (71/100). Property-level stress concentrates in construction/permit lag (85/100), structural risk (74/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. On the structural side it scores 74/100, with 6/100 of stress already active.
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 10% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The typical home is worth about $627,400 (5.9× income). The tenure split is 85% owner-occupied to 15% rented. About 4,531 people live here, median age 58. The vacancy rate is 32.2% — elevated. The poverty rate is 8.4%. There are about 3,206 housing units across 98249. Around 46% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 35/100. Rent burden reaches 36% of tenant households. Households earn a median $99,583 — above the roughly $78,000 national figure.
On the whole, 98249 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 98249 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 98249's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 98249, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
98249's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 98249 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 98249’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 98249 distress snapshot
Current distress, phase, housing and lender-pressure figures for 98249, drawn from the same report attached to each property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Island County, Washington
Related ZIP, county and statewide reads linked to Island County, Washington.
Unlock the full ZIP 98249 acquisition report
See who owns each distressed property in 98249, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology