ZIP 98260 Property Distress & Foreclosure Data

DLRadar grades ZIP 98260 (Island County, Washington) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (79/100). On the structural side it scores 71/100, with 6/100 of stress already active. Property-level stress concentrates in construction/permit lag (82/100), structural risk (71/100), institutional ownership (45/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 2.8% year on year, and 6% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Around 53% of renters are cost-burdened. The demographic-stress sub-score lands at 37/100. At $100,490, median income runs above typical U.S. levels. The ZIP holds roughly 3,276 housing units. The poverty rate is 6.7% — low. 83% of housing is owner-occupied. About 5,480 people live here, median age 64. The typical home is worth about $678,400 (6.4× income). Around 54% of adults hold a bachelor's degree or higher. The vacancy rate is 21.1% — elevated.

Net-net, 98260 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.