ZIP 98260 Foreclosure, Tax-Lien & Distress Report

ZIP code 98260 in Island County, Washington carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (79/100), FEMA disaster exposure (65/100)). The split runs 75/100 structural to 6/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (75/100), institutional ownership (54/100). On the quiet end sit mortgage stress (19/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 6% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Rent burden reaches 53% of tenant households. DLRadar's demographic-stress index for the area reads 37/100. At $100,490, median income runs above typical U.S. levels. The ZIP holds roughly 3,276 housing units. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 83% owner-occupied to 17% rented. Population is roughly 5,480 with a median age of 64. A median home runs $678,400 here, or 6.4 times local income. About 54% have a four-year degree. The vacancy rate is 21.1% — elevated.

On the whole, 98260 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 98260 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 98260 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Island County, Washington and the nation. Where the public record is thin for 98260, the field stays empty rather than modeled, and fills in as new documents post.

Behind 98260's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 98260 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.