ZIP 98277 Foreclosure, Tax-Lien & Distress Report
Island County, Washington · Distress market
Scored purely from public records, 98277 (Island County, Washington) returns a moderate composite of 33/100. Leading the profile are construction/permit lag (84/100), structural risk (75/100), institutional ownership (54/100). mortgage stress (19/100) stay muted. Structural exposure scores 75 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (79/100), FEMA disaster exposure (65/100).
The peak-phase market in 98277 posted values that held roughly flat over the year, and 14% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Rent burden reaches 39% of tenant households. There are about 17,882 housing units across 98277. The demographic-stress sub-score lands at 37/100. Around 27% of adults hold a bachelor's degree or higher. At $79,326, median income runs near typical U.S. levels. The tenure split is 59% owner-occupied to 41% rented. Roughly 7.5% live below the poverty line. Population is roughly 40,338 with a median age of 36. Vacancy runs 9.6%. A median home runs $499,600 here, or 5.7 times local income.
On balance 98277 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 98277 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 98277 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 98277 stays directly comparable to neighboring ZIPs and the rest of Island County, Washington. 98277 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
98277's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 98277 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 98277’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 98277 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 98277, the same set carried on every parcel.
Neighbouring ZIPs in Island County
Keep exploring Washington distress
Further distress data across Island County, Washington at ZIP, county and state level.
Open the complete 98277 acquisition file
See who owns each distressed property in 98277, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology