ZIP 98257 Property Distress & Foreclosure Data

Composite property distress in 98257 (Skagit County, Washington) lands at 35/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (89/100), FEMA disaster exposure (64/100). On the structural side it scores 80/100, with 6/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (80/100), institutional ownership (56/100). By contrast, mortgage stress (21/100) register low.

The market reads neutral — home values rose 3.6% year on year, and 2% higher over three years (phase confidence 19/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $90,983, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 34/100. The poverty rate is 11.0%. Around 42% of adults hold a bachelor's degree or higher. Around 43% of renters are cost-burdened. The vacancy rate is 14.2% — elevated. 79% of housing is owner-occupied. The typical home is worth about $506,200 (5.3× income). The ZIP holds roughly 2,369 housing units. About 4,448 people live here, median age 60.

Net-net, 98257 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.