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ZIP 98257 Foreclosure, Tax-Lien & Distress Report

Skagit County, Washington · High Vacancy market

ZIP 98257's composite property-distress score is 33/100 - DLRadar classes that as moderate for Skagit County, Washington. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (89/100), FEMA disaster exposure (78/100). The latent-versus-live split is 74/100 structural and 6/100 already moving. Its heaviest discrete signals: structural risk (74/100), institutional ownership (63/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted.

The peak-phase market in 98257 posted values that rose 2.1% over the year, and 2% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $90,983, above the U.S. median near $78,000. The demographic-stress sub-score lands at 34/100. Roughly 11.0% live below the poverty line. About 42% have a four-year degree. Rent burden reaches 43% of tenant households. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 79% owner-occupied to 21% rented. Home values center near $506,200, an affordability ratio of 5.3×. The ZIP holds roughly 2,369 housing units. Population is roughly 4,448 with a median age of 60.

On the whole, 98257 leans distressed, with opportunity clustered in specific stressed parcels. While 98257 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 98257 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. 98257 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 98257's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 98257 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

33/100
Composite stress
74/100
Structural risk
6/100
Distress activity

ZIP 98257 distress signals, scored

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk89
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 98257 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Skagit County ZIP reports

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The full 98257 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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