ZIP 98263 Property Distress & Foreclosure Data

ZIP code 98263 in Skagit County, Washington carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 80 and live distress 6 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (84/100), structural risk (80/100), institutional ownership (56/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (89/100), FEMA disaster exposure (64/100).

The market reads neutral — home values rose 3.6% year on year, at 19/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $400,000 (3.2× income, relatively affordable). The demographic-stress sub-score lands at 23/100. 91% of housing is owner-occupied. Around 5% of adults hold a bachelor's degree or higher. About 201 people live here, median age 40. The poverty rate is 7.0% — low. Vacancy runs 6.1%. There are about 81 housing units across 98263. At $120,750, median income runs above typical U.S. levels. Rent burden reaches 0% of tenant households.

Net-net, 98263 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.