ZIP 98235 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 98235 (Skagit County, Washington) returns a moderate composite of 33/100. What sets it apart are the readings on structural risk (74/100), institutional ownership (63/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (89/100), FEMA disaster exposure (78/100)). Structural exposure scores 74 and live distress 6 on the 0–100 scale.

The peak-phase market in 98235 posted values that rose 2.1% over the year (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Roughly 32.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 205 housing units. Households earn a median $60,082 — below the roughly $78,000 national figure. Around 37% of renters are cost-burdened. Around 13% of adults hold a bachelor's degree or higher. The vacancy rate is 0.0%. DLRadar's demographic-stress index for the area reads 51/100. Home values center near $518,900, an affordability ratio of 8.4× — stretched. 515 residents call 98235 home, typically aged 29. The tenure split is 55% owner-occupied to 45% rented.

Taken together, 98235 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 98235 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 98235's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 98235 shows blanks, not estimates, wherever the record is sparse.

Behind 98235's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 98235 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.