ZIP 98284 Property Distress & Foreclosure Data

Composite property distress in 98284 (Skagit County, Washington) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (79/100), structural risk (79/100), institutional ownership (56/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 79/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (89/100), FEMA disaster exposure (64/100).

The market reads neutral — home values rose 3.8% year on year, and 13% higher over three years (phase confidence 20/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $82,097, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 36/100. The poverty rate is 11.5%. Around 42% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. About 26,970 people live here, median age 39. The ZIP holds roughly 11,256 housing units. 71% of housing is owner-occupied. The typical home is worth about $482,500 (5.2× income). The vacancy rate is 5.7%.

Net-net, 98284 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.