ZIP 98221 Foreclosure, Tax-Lien & Distress Report
Skagit County, Washington · High Vacancy market
Scored purely from public records, 98221 (Skagit County, Washington) returns a moderate composite of 31/100. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (83/100), FEMA disaster exposure (69/100)). The pressure is most legible in structural risk (68/100), institutional ownership (58/100), construction/permit lag (49/100). mortgage stress (20/100) stay muted. On the structural side it scores 68/100, with 6/100 of stress already active.
Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 14% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. There are about 12,433 housing units across 98221. The typical home is worth about $713,100 (7.1× income, severely stretched). On demographic stress specifically, 98221 scores 39/100. Median household income is $92,925, above the U.S. median near $78,000. Around 38% of renters are cost-burdened. 23,211 residents call 98221 home, typically aged 51. 8.0% of residents fall below the poverty threshold. 73% of housing is owner-occupied. Educational attainment sits at 46% bachelor's-or-above.
On the whole, 98221 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 98221 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 98221 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 98221 shows blanks, not estimates, wherever the record is sparse.
98221's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 98221 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 98221
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 98221 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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The complete 98221 distress and acquisition report
The full 98221 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology