ZIP 98261 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98261 (San Juan County, Washington) lands at 12/100 — minimal on DLRadar's distress scoring. Its standout signals are construction/permit lag (51/100), structural risk (27/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (14/100) register low. Structural risk reads 27/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 29% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 79% of homes, renters 21%. The ZIP holds roughly 2,415 housing units. A median home runs $787,800 here, or 8.9 times local income. Roughly 13.1% live below the poverty line. 3,030 residents call 98261 home, typically aged 61. The vacancy rate is 38.9% — elevated. Median household income is $78,871, near the U.S. median near $78,000. Educational attainment sits at 59% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 47/100. Rent burden reaches 47% of tenant households.

Net-net, 98261 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 98261 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 98261's 12/100 can be lined up against any neighbor in San Juan County, Washington or any ZIP coast to coast. Where the record is thin for 98261, the field stays empty rather than modeled, and fills in as new documents post.

The 12/100 figure for 98261 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 98261 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.