San Juan County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in San Juan County, Washington? DLRadar grades every San Juan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 San Juan County breakdown.
- San Juan County's most distressed ZIP is 98221 at 31/100.
- 10 ZIP codes tracked in San Juan County, averaging 11/100 distress.
- San Juan County reads peak — home values up 1.2% year over year.
- Vacancy runs 48.6% across San Juan County's tracked ZIPs, with a 12.4% poverty rate.
- The typical San Juan County home is worth about $802,040 against a ~$89,433 median income.
- Lending headwind in San Juan County sits at 25/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 98221 | 31/100 |
| 2 | 98222 | 9/100 |
| 3 | 98243 | 9/100 |
| 4 | 98245 | 9/100 |
| 5 | 98250 | 9/100 |
| 6 | 98261 | 9/100 |
| 7 | 98279 | 9/100 |
| 8 | 98280 | 9/100 |
| 9 | 98286 | 9/100 |
| 10 | 98297 | 9/100 |
Most distressed ZIP codes in San Juan County (composite distress 0-100, 2026)
What is driving San Juan County distress
DLRadar builds San Juan County's distress picture only from records anyone can pull; its ZIPs average 11/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
San Juan County market phase and pricing
San Juan County reads peak — home prices rose 1.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in San Juan County
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Common questions
What is the most distressed ZIP code in San Juan County, WA?
ZIP 98221 leads San Juan County at 31/100, recomputed monthly from public records.
Which phase does San Juan County sit in right now?
San Juan County currently sits in peak, with values up 1.2% year on year, based on FHFA price-index trajectory.
Where does the San Juan County data come from?
Every San Juan County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 10 San Juan County ZIP codes that it runs on every other U.S. county, so San Juan County's numbers are directly comparable to any other market.
How much do distress scores vary between San Juan County ZIP codes?
A county average hides the spread. Across the San Juan County ZIPs DLRadar ranks, scores run from 31/100 in 98221 down to 9/100 in 98297, against a San Juan County average of 11/100. The 22-point range is the argument for ZIP-level search across San Juan County.
What do San Juan County home values and vacancy say about distressed supply?
The typical San Juan County home carries about $802,040 of value against a median household income near $89,433. Vacancy across San Juan County's tracked ZIPs runs 48.6% and the poverty rate is 12.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside San Juan County's foreclosure and tax-lien filings and its 25/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.