ZIP 98245 Foreclosure, Tax-Lien & Distress Report

ZIP code 98245 in San Juan County, Washington carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (20/100), institutional ownership (19/100), structural risk (19/100). By contrast, structural risk (19/100) and mortgage stress (14/100) register low. Structural risk reads 19/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 20% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 4,206 people live here, median age 52. The typical home is worth about $772,600 (9.1× income, severely stretched). The tenure split is 79% owner-occupied to 21% rented. Vacancy runs 26.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 9.8%. Median household income is $76,579, near the U.S. median near $78,000. The demographic-stress sub-score lands at 46/100. Around 46% of renters are cost-burdened. There are about 2,847 housing units across 98245. About 52% have a four-year degree.

Taken together, 98245 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 98245 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 98245's 9/100 can be lined up against any neighbor in San Juan County, Washington or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 98245 shows blanks, not estimates, wherever the record is sparse.

The 9/100 for 98245 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 98245 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.