ZIP 98245 Foreclosure, Tax-Lien & Distress Report
San Juan County, Washington · High Vacancy market
ZIP code 98245 in San Juan County, Washington carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic distress index. What sets it apart are the readings on construction/permit lag (51/100), structural risk (27/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (14/100) register low. Structural risk reads 27/100 against active distress of 4/100.
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 20% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 4,206 people live here, median age 52. The typical home is worth about $772,600 (9.1× income, severely stretched). The tenure split is 79% owner-occupied to 21% rented. Vacancy runs 26.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 9.8%. Median household income is $76,579, near the U.S. median near $78,000. The demographic-stress sub-score lands at 46/100. Around 46% of renters are cost-burdened. There are about 2,847 housing units across 98245. About 52% have a four-year degree.
Taken together, 98245 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 98245 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 98245's 12/100 can be lined up against any neighbor in San Juan County, Washington or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 98245 shows blanks, not estimates, wherever the record is sparse.
The 12/100 for 98245 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 98245 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 98245
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 98245 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
San Juan County ZIPs near 98245
Nearest ZIP codes to 98245
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across San Juan County, Washington
More ZIP, county and state distress intelligence connected to San Juan County, Washington.
Unlock parcel-level detail for ZIP 98245
The full 98245 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology