ZIP 98245 Property Distress & Foreclosure Data

ZIP code 98245 in San Juan County, Washington carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (56/100), structural risk (28/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (14/100) register low. Structural exposure scores 28 and live distress 4 on the 0–100 scale.

The market reads peak — home values rose 3.1% year on year, and 20% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 4,206 people live here, median age 52. The typical home is worth about $772,600 (9.1× income, severely stretched). 79% of housing is owner-occupied. Vacancy runs 26.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 9.8%. At $76,579, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 46/100. Rent burden reaches 46% of tenant households. There are about 2,847 housing units across 98245. Around 52% of adults hold a bachelor's degree or higher.

Net-net, 98245 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.