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ZIP 98286 Foreclosure, Tax-Lien & Distress Report

San Juan County, Washington · High Vacancy market

In San Juan County, Washington, ZIP 98286 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 19/100, with 4/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (20/100), institutional ownership (19/100), structural risk (19/100). On the quiet end sit structural risk (19/100) and mortgage stress (14/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 227 housing units across 98286. On demographic stress specifically, 98286 scores 43/100. Households earn a median $70,357 — near the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. Owners hold 71% of homes, renters 29%. A median home runs $675,000 here, or 8.8 times local income. 8.1% of residents fall below the poverty threshold. Vacancy runs 65.0%, above the national norm and a classic distress-and-opportunity signal. About 47% have a four-year degree. 135 residents call 98286 home, typically aged 70.

Net-net, 98286 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 98286 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 98286 runs through one identical public-record model, so its 9/100 sits on the same scale as every other ZIP in San Juan County, Washington and the nation. Where the public record is thin for 98286, the field stays empty rather than modeled, and fills in as new documents post.

The 9/100 figure for 98286 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 98286 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

9/100
Composite stress
19/100
Structural risk
4/100
Distress activity

Signal-by-signal read on 98286

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk35
9 further distress layers are graded for 98286

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 98286 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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The full 98286 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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