ZIP 98262 Foreclosure, Tax-Lien & Distress Report

Whatcom County, Washington's ZIP 98262 registers 32/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (91/100). The latent-versus-live split is 71/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (53/100), construction/permit lag (51/100). mortgage stress (20/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 69% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $76,528 — near the roughly $78,000 national figure. The ZIP holds roughly 860 housing units. About 60% have a four-year degree. The vacancy rate is 46.4% — elevated. A median home runs $579,000 here, or 6.9 times local income. On demographic stress specifically, 98262 scores 34/100. Around 15% of renters are cost-burdened. The tenure split is 91% owner-occupied to 9% rented. Roughly 7.5% live below the poverty line. 1,020 residents call 98262 home, typically aged 63.

Taken together, 98262 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.