ZIP 98229 Foreclosure, Tax-Lien & Distress Report
Whatcom County, Washington · Cooling Market market
On DLRadar's 0-100 distress scale, ZIP 98229 in Whatcom County, Washington comes in at 35, a moderate composite-distress reading. Structural risk reads 78/100 against active distress of 6/100. The sharpest non-environmental signals are structural risk (78/100), construction/permit lag (65/100), institutional ownership (59/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (91/100), FEMA disaster exposure (79/100).
The contraction-phase market in 98229 posted values that held roughly flat over the year, and 9% higher over three years (phase confidence 29/100). Falling values surface more motivated sellers and below-market exits.
About 33,919 people live here, median age 38. The vacancy rate is 5.7%. Owners hold 70% of homes, renters 30%. Educational attainment sits at 51% bachelor's-or-above. Households earn a median $90,068 — above the roughly $78,000 national figure. Around 56% of renters are cost-burdened. There are about 14,543 housing units across 98229. 9.1% of residents fall below the poverty threshold. Home values center near $633,500, an affordability ratio of 6.3×. On demographic stress specifically, 98229 scores 38/100.
On the whole, 98229 leans distressed, with opportunity clustered in specific stressed parcels. While 98229 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 98229's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 98229 shows blanks, not estimates, wherever the record is sparse.
The 35/100 for 98229 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 98229 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 98229 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 98229 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Whatcom County
Nearest ZIP codes to 98229
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Whatcom County, Washington
Keep going: ZIP, county and state distress coverage for Whatcom County, Washington.
Unlock parcel-level detail for ZIP 98229
Open 98229 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology