ZIP 98229 Property Distress & Foreclosure Data

DLRadar grades ZIP 98229 (Whatcom County, Washington) at a moderate 32/100 for overall property distress. Structural risk reads 71/100 against active distress of 6/100. Property-level stress concentrates in structural risk (71/100), institutional ownership (53/100), construction/permit lag (51/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), climate & FEMA risk (91/100).

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 9% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

33,919 residents call 98229 home, typically aged 38. Vacancy runs 5.7%. The tenure split is 70% owner-occupied to 30% rented. About 51% have a four-year degree. Households earn a median $90,068 — above the roughly $78,000 national figure. Rent burden reaches 56% of tenant households. There are about 14,543 housing units across 98229. Roughly 9.1% live below the poverty line. A median home runs $633,500 here, or 6.3 times local income. On demographic stress specifically, 98229 scores 38/100.

Overall, 98229 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.