ZIP 98230 Foreclosure, Tax-Lien & Distress Report
Whatcom County, Washington · High Vacancy market
ZIP 98230's composite property-distress score is 34/100 - DLRadar classes that as moderate for Whatcom County, Washington. Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (91/100), FEMA disaster exposure (68/100)). Its heaviest discrete signals: structural risk (77/100), construction/permit lag (65/100), institutional ownership (58/100). By contrast, mortgage stress (20/100) register low. Latent structural risk is 77/100 while live distress already moving reads 6/100.
The market reads contraction — home values held roughly flat year on year, and 24% higher over three years (phase confidence 30/100). Falling values surface more motivated sellers and below-market exits.
The vacancy rate is 15.8% — elevated. The typical home is worth about $499,800 (5.7× income). The ZIP holds roughly 9,615 housing units. About 32% have a four-year degree. Population is roughly 18,757 with a median age of 44. 8.6% of residents fall below the poverty threshold. 78% of housing is owner-occupied. Households earn a median $82,716 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 35/100. Rent burden reaches 37% of tenant households.
Net-net, 98230 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 98230 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 98230's 34/100 can be lined up against any neighbor in Whatcom County, Washington or any ZIP coast to coast. Sparse data for 98230 shows as blanks, never estimates, and the score updates on every fresh public filing.
98230's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 98230 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 98230’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
98230 at a glance
The live 98230 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Whatcom County ZIP codes
Nearest ZIP codes to 98230
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Whatcom County, Washington
Additional distress intelligence spanning Whatcom County, Washington by ZIP, county and state.
Open the complete 98230 acquisition file
Open 98230 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology