ZIP 98244 Property Distress & Foreclosure Data

Whatcom County, Washington's ZIP 98244 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (53/100), construction/permit lag (51/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (91/100). The latent-versus-live split is 71/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 18% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 27% of renters are cost-burdened. Roughly 10.3% live below the poverty line. The tenure split is 88% owner-occupied to 12% rented. About 26% have a four-year degree. The vacancy rate is 34.2% — elevated. On demographic stress specifically, 98244 scores 34/100. The ZIP holds roughly 1,966 housing units. 3,080 residents call 98244 home, typically aged 54. Households earn a median $83,958 — near the roughly $78,000 national figure. A median home runs $447,000 here, or 5.1 times local income.

Taken together, 98244 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.