ZIP 98244 Foreclosure, Tax-Lien & Distress Report
Whatcom County, Washington · High Vacancy market
In Whatcom County, Washington, ZIP 98244 scores 34 of 100 for composite distress, a moderate level on DLRadar's distress index. What sets it apart are the readings on structural risk (77/100), construction/permit lag (65/100), institutional ownership (58/100). mortgage stress (20/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (91/100), FEMA disaster exposure (68/100)). On the structural side it scores 77/100, with 6/100 of stress already active.
The contraction-phase market in 98244 posted values that held roughly flat over the year, and 18% higher over three years, at 30/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Around 27% of renters are cost-burdened. 10.3% of residents fall below the poverty threshold. Owners hold 88% of homes, renters 12%. Educational attainment sits at 26% bachelor's-or-above. The vacancy rate is 34.2% — elevated. The demographic-stress sub-score lands at 34/100. The ZIP holds roughly 1,966 housing units. About 3,080 people live here, median age 54. Median household income is $83,958, near the U.S. median near $78,000. The typical home is worth about $447,000 (5.1× income).
On the whole, 98244 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 98244 at the moment; the composite and its components are still built from verifiable records.
The 98244 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 98244 stays directly comparable to neighboring ZIPs and the rest of Whatcom County, Washington. Every figure is auditable to a public dataset and refreshed as records update; 98244 shows blanks, not estimates, wherever the record is sparse.
Behind 98244's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 98244 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 98244
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 98244 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 98244, the same set carried on every parcel.
Neighbouring ZIPs in Whatcom County
Nearest ZIP codes to 98244
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Whatcom County, Washington by ZIP, county and state.
Get the full acquisition report for 98244
Every distressed parcel in 98244 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology