ZIP 98264 Property Distress & Foreclosure Data

In Whatcom County, Washington, ZIP 98264 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (91/100)). On the structural side it scores 71/100, with 6/100 of stress already active. Its standout signals are structural risk (71/100), institutional ownership (53/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (20/100).

The expansion-phase market in 98264 posted values that rose 5.2% over the year, and 12% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $95,225, above the U.S. median near $78,000. Educational attainment sits at 25% bachelor's-or-above. Population is roughly 22,365 with a median age of 37. DLRadar's demographic-stress index for the area reads 37/100. Around 40% of renters are cost-burdened. Home values center near $609,100, an affordability ratio of 5.7×. 11.6% of residents fall below the poverty threshold. The vacancy rate is 4.2%. The ZIP holds roughly 8,622 housing units. Owners hold 68% of homes, renters 32%.

On balance 98264 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.