ZIP 98237 Foreclosure, Tax-Lien & Distress Report

In Skagit County, Washington, ZIP 98237 scores 34 of 100 for composite distress, a moderate level on DLRadar's distress index. Property-level stress concentrates in structural risk (76/100), institutional ownership (62/100), construction/permit lag (56/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (flood (NFIP) exposure (97/100), climate & FEMA risk (89/100), FEMA disaster exposure (83/100)). Structural risk reads 76/100 against active distress of 6/100.

The peak-phase market in 98237 posted values that rose 1.7% over the year, and 18% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $70,434 — near the roughly $78,000 national figure. The poverty rate is 13.1%. About 13% have a four-year degree. DLRadar's demographic-stress index for the area reads 35/100. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal. About 5,110 people live here, median age 39. The typical home is worth about $377,700 (4.8× income). Owners hold 83% of homes, renters 17%. Around 32% of renters are cost-burdened. The ZIP holds roughly 2,420 housing units.

Net-net, 98237 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 98237 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 98237 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in Skagit County, Washington and the nation. Every figure is auditable to a public dataset and refreshed as records update; 98237 shows blanks, not estimates, wherever the record is sparse.

98237's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 98237 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.