ZIP 98232 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 98232 (Skagit County, Washington) at a moderate 33/100 for overall property distress. Structurally it carries 74/100, against 6/100 of stress already in motion. Property-level stress concentrates in structural risk (74/100), institutional ownership (63/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (89/100), FEMA disaster exposure (78/100)).

The market reads peak — home values rose 2.1% year on year, and 18% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 89% of homes, renters 11%. There are about 1,799 housing units across 98232. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. About 38% have a four-year degree. 3,938 residents call 98232 home, typically aged 52. DLRadar's demographic-stress index for the area reads 35/100. A median home runs $782,200 here, or 7.2 times local income. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. Median household income is $99,728, above the U.S. median near $78,000. Around 25% of renters are cost-burdened.

On the whole, 98232 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 98232 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 98232 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Skagit County, Washington and the nation. Sparse data for 98232 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 98232 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. For a buyer, 98232 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.