ZIP 98233 Property Distress & Foreclosure Data

DLRadar grades ZIP 98233 (Skagit County, Washington) at a moderate 35/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (89/100), FEMA disaster exposure (64/100). The latent-versus-live split is 80/100 structural and 6/100 already moving. Property-level stress concentrates in construction/permit lag (84/100), structural risk (80/100), institutional ownership (56/100). By contrast, mortgage stress (21/100) register low.

The market reads neutral — home values rose 3.6% year on year, and 3% higher over three years (phase confidence 19/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $83,560, median income runs near typical U.S. levels. The ZIP holds roughly 7,232 housing units. The poverty rate is 12.0%. Around 24% of adults hold a bachelor's degree or higher. Around 38% of renters are cost-burdened. The typical home is worth about $502,100 (5.6× income). The vacancy rate is 8.3%. About 17,703 people live here, median age 39. The demographic-stress sub-score lands at 38/100. 62% of housing is owner-occupied.

Net-net, 98233 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.