ZIP 98248 Property Distress & Foreclosure Data

Composite property distress in 98248 (Whatcom County, Washington) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (71/100), institutional ownership (53/100), construction/permit lag (51/100). By contrast, mortgage stress (20/100) register low. The latent-versus-live split is 71/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), climate & FEMA risk (91/100).

The market reads expansion — home values rose 5.2% year on year, and 7% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $88,566, median income runs above typical U.S. levels. The typical home is worth about $589,600 (6.2× income). The poverty rate is 9.2%. The ZIP holds roughly 10,799 housing units. Around 45% of renters are cost-burdened. The demographic-stress sub-score lands at 38/100. About 28,061 people live here, median age 37. 77% of housing is owner-occupied. Around 31% of adults hold a bachelor's degree or higher. The vacancy rate is 7.5%.

Net-net, 98248 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.