ZIP 98248 Foreclosure, Tax-Lien & Distress Report
Whatcom County, Washington · Cooling Market market
DLRadar grades ZIP 98248 (Whatcom County, Washington) at a moderate 34/100 for overall property distress. Its heaviest discrete signals: structural risk (77/100), construction/permit lag (65/100), institutional ownership (58/100). mortgage stress (20/100) stay muted. The split runs 77/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (91/100), FEMA disaster exposure (68/100).
The contraction-phase market in 98248 posted values that held roughly flat over the year, and 7% higher over three years (phase confidence 30/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Median household income is $88,566, above the U.S. median near $78,000. The typical home is worth about $589,600 (6.2× income). Roughly 9.2% live below the poverty line. The ZIP holds roughly 10,799 housing units. Rent burden reaches 45% of tenant households. On demographic stress specifically, 98248 scores 38/100. Population is roughly 28,061 with a median age of 37. Owners hold 77% of homes, renters 23%. About 31% have a four-year degree. The vacancy rate is 7.5%.
Taken together, 98248 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 98248 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 98248 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 98248 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 34/100 for 98248 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 98248 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 98248
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 98248 by the numbers
The live 98248 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Whatcom County
Nearest ZIP codes to 98248
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 98248
Related ZIP, county and statewide reads linked to Whatcom County, Washington.
Open the complete 98248 acquisition file
Every distressed parcel in 98248 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology