ZIP 98283 Property Distress & Foreclosure Data

DLRadar grades ZIP 98283 (Whatcom County, Washington) at a moderate 32/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), climate & FEMA risk (91/100). Property-level stress concentrates in structural risk (71/100), institutional ownership (53/100), construction/permit lag (51/100). mortgage stress (20/100) stay muted. Structural risk reads 71/100 against active distress of 6/100.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

342 residents call 98283 home, typically aged 40. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 88% owner-occupied to 12% rented. Rent burden reaches 0% of tenant households. A median home runs $338,000 here, or 3.6 times local income. Roughly 23.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $85,625 — near the roughly $78,000 national figure. On demographic stress specifically, 98283 scores 28/100. There are about 168 housing units across 98283. About 14% have a four-year degree.

Taken together, 98283 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.