ZIP 98283 Foreclosure, Tax-Lien & Distress Report

ZIP 98283's composite property-distress score is 35/100 - DLRadar classes that as moderate for Whatcom County, Washington. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), climate & FEMA risk (91/100), FEMA disaster exposure (71/100). The sharpest non-environmental signals are structural risk (78/100), construction/permit lag (66/100), institutional ownership (60/100). By contrast, mortgage stress (20/100) register low. Structural risk reads 78/100 against active distress of 6/100.

The market reads contraction — home values held roughly flat year on year (phase confidence 29/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 342 with a median age of 40. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. Owners hold 88% of homes, renters 12%. Around 0% of renters are cost-burdened. A median home runs $338,000 here, or 3.6 times local income. The poverty rate is 23.7% — high, a tax-stress and distress correlate. Median household income is $85,625, near the U.S. median near $78,000. The demographic-stress sub-score lands at 28/100. There are about 168 housing units across 98283. Educational attainment sits at 14% bachelor's-or-above.

Taken together, 98283 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 98283 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 98283 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Whatcom County, Washington and the nation. 98283 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

98283's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 98283 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.