ZIP 98247 Property Distress & Foreclosure Data

DLRadar grades ZIP 98247 (Whatcom County, Washington) at a moderate 32/100 for overall property distress. Structural risk reads 71/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (91/100). Property-level stress concentrates in structural risk (71/100), institutional ownership (53/100), construction/permit lag (51/100). mortgage stress (20/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 10% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

8,924 residents call 98247 home, typically aged 35. On demographic stress specifically, 98247 scores 38/100. A median home runs $564,400 here, or 6.1 times local income. There are about 3,285 housing units across 98247. Rent burden reaches 45% of tenant households. Vacancy runs 5.1%. Roughly 9.4% live below the poverty line. About 27% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented. Households earn a median $84,300 — near the roughly $78,000 national figure.

Overall, 98247 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

32/100
Composite stress
71/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 98247

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Whatcom County

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Deterministic. Every signal traces to a public dataset · methodology