ZIP 98247 Foreclosure, Tax-Lien & Distress Report
Whatcom County, Washington · Cooling Market market
DLRadar grades ZIP 98247 (Whatcom County, Washington) at a moderate 35/100 for overall property distress. On the structural side it scores 78/100, with 6/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (91/100), FEMA disaster exposure (71/100)). What sets it apart are the readings on structural risk (78/100), construction/permit lag (67/100), institutional ownership (60/100). mortgage stress (20/100) stay muted.
The market reads contraction — home values held roughly flat year on year, and 10% higher over three years, at 30/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
About 8,924 people live here, median age 35. On demographic stress specifically, 98247 scores 38/100. A median home runs $564,400 here, or 6.1 times local income. The ZIP holds roughly 3,285 housing units. Around 45% of renters are cost-burdened. Vacancy runs 5.1%. 9.4% of residents fall below the poverty threshold. About 27% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented. Median household income is $84,300, near the U.S. median near $78,000.
Net-net, 98247 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 98247 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 98247's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 98247 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 98247's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 98247 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 98247’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
98247 at a glance
A live read on 98247: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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The complete 98247 distress and acquisition report
Open 98247 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology