ZIP 98236 Property Distress & Foreclosure Data

ZIP code 98236 in Island County, Washington carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 71/100 against active distress of 6/100. What sets it apart are the readings on construction/permit lag (82/100), structural risk (71/100), institutional ownership (45/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (79/100).

The market reads peak — home values rose 2.8% year on year, and 6% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 7,052 people live here, median age 51. Vacancy runs 20.5%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $668,400 (5.9× income). Rent burden reaches 53% of tenant households. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 36/100. At $103,941, median income runs above typical U.S. levels. There are about 3,622 housing units across 98236. Around 47% of adults hold a bachelor's degree or higher. The poverty rate is 5.3% — low.

Net-net, 98236 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.