ZIP 98236 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98236 (Island County, Washington) lands at 33/100 — moderate on DLRadar's public-record scoring. On the structural side it scores 75/100, with 6/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (75/100), institutional ownership (54/100). On the quiet end sit mortgage stress (19/100). Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (79/100), FEMA disaster exposure (65/100).

The peak-phase market in 98236 posted values that held roughly flat over the year, and 6% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

7,052 residents call 98236 home, typically aged 51. The vacancy rate is 20.5% — elevated. A median home runs $668,400 here, or 5.9 times local income. Around 53% of renters are cost-burdened. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 36/100. At $103,941, median income runs above typical U.S. levels. The ZIP holds roughly 3,622 housing units. Educational attainment sits at 47% bachelor's-or-above. 5.3% of residents fall below the poverty threshold.

Net-net, 98236 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 98236 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 98236's 33/100 can be lined up against any neighbor in Island County, Washington or any ZIP coast to coast. Sparse data for 98236 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 98236 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. Treat 98236 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.