Island County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Island County, Washington? DLRadar grades every Island County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Island County breakdown.
- Island County's most distressed ZIP is 98236 at 33/100.
- 8 ZIP codes tracked in Island County, averaging 33/100 distress.
- Island County reads peak — home values up 0.4% year over year.
- Vacancy runs 21.5% across Island County's tracked ZIPs, with a 7.5% poverty rate.
- The typical Island County home is worth about $646,871 against a ~$88,601 median income.
- Lending headwind in Island County sits at 22/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 98236 | 33/100 |
| 2 | 98239 | 33/100 |
| 3 | 98249 | 33/100 |
| 4 | 98253 | 33/100 |
| 5 | 98260 | 33/100 |
| 6 | 98277 | 33/100 |
| 7 | 98278 | 33/100 |
| 8 | 98282 | 33/100 |
Most distressed ZIP codes in Island County (composite distress 0-100, 2026)
What is driving Island County distress
Island County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 33/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Island County market phase and pricing
Island County currently sits in peak after a 0.4% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Island County
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Questions about this county
Which Island County ZIP scores worst for distress?
ZIP 98236 leads Island County at 33/100, recomputed monthly from public records.
What market phase is Island County in?
Island County is classified peak with a 0.4% year-over-year increase, following the FHFA House Price Index.
Where does the Island County data come from?
Every Island County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 8 Island County ZIP codes that it runs on every other U.S. county, so Island County's numbers are directly comparable to any other market.
How much do distress scores vary between Island County ZIP codes?
A county average hides the spread. Across the Island County ZIPs DLRadar ranks, scores run from 33/100 in 98236 down to 33/100 in 98282, against a Island County average of 33/100. A spread of 0 points means Island County has to be worked ZIP by ZIP.
What do Island County home values and vacancy say about distressed supply?
The typical Island County home carries about $646,871 of value against a median household income near $88,601. Vacancy across Island County's tracked ZIPs runs 21.5% and the poverty rate is 7.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Island County's foreclosure and lien filings and its 22/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.