ZIP 98239 Property Distress & Foreclosure Data

Composite property distress in 98239 (Island County, Washington) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (71/100), institutional ownership (45/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (79/100). On the structural side it scores 71/100, with 6/100 of stress already active.

The market reads peak — home values rose 2.8% year on year, and 7% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 10.1%. Around 42% of adults hold a bachelor's degree or higher. At $86,138, median income runs near typical U.S. levels. 83% of housing is owner-occupied. Around 50% of renters are cost-burdened. The demographic-stress sub-score lands at 39/100. About 7,492 people live here, median age 61. The ZIP holds roughly 4,136 housing units. The vacancy rate is 17.3% — elevated. The typical home is worth about $593,700 (6.7× income).

Net-net, 98239 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.