ZIP 98239 Foreclosure, Tax-Lien & Distress Report
Island County, Washington · High Vacancy market
ZIP 98239's composite property-distress score is 33/100 - DLRadar classes that as moderate for Island County, Washington. What sets it apart are the readings on construction/permit lag (84/100), structural risk (75/100), institutional ownership (54/100). On the quiet end sit mortgage stress (19/100). Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (79/100), FEMA disaster exposure (65/100). Latent structural risk is 75/100 while live distress already moving reads 6/100.
The market reads peak — home values held roughly flat year on year, and 7% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
10.1% of residents fall below the poverty threshold. Educational attainment sits at 42% bachelor's-or-above. Median household income is $86,138, near the U.S. median near $78,000. The tenure split is 83% owner-occupied to 17% rented. Rent burden reaches 50% of tenant households. On demographic stress specifically, 98239 scores 39/100. 7,492 residents call 98239 home, typically aged 61. There are about 4,136 housing units across 98239. The vacancy rate is 17.3% — elevated. A median home runs $593,700 here, or 6.7 times local income.
Net-net, 98239 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 98239 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 98239's 33/100 can be lined up against any neighbor in Island County, Washington or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 98239 reflects the current record instead of a stale or modeled snapshot.
Each component behind 98239 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. Treat 98239 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 98239
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 98239 by the numbers
The live 98239 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock the full ZIP 98239 acquisition report
Every distressed parcel in 98239 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology