Island County, WA: Foreclosures, Tax Liens & Distressed Properties
Island County, WA, Washington: 8 ZIP codes scored, Island County, WA averaging 32/100 (moderate, Island, WA). Island County, WA is in its peak phase (Island, WA confidence 16/100): Island, WA home prices up 0.4% (Island, WA) over twelve months. Island County, WA lender headwind: 22/100.
Highest-scoring Island County, WA ZIPs: 98236 (32/100), 98239 (32/100), 98249 (32/100), 98253 (32/100), 98260 (32/100), 98277 (32/100). Also scored in Island County, WA: 98278, 98282.
Across Island County, WA's scored ZIPs: median home value $646,871, household income $88,601, 21.5% vacancy, 7.5% poverty, 82% owner-occupied, median age 51.3.
Island County, WA insurance distress 70/100 (#622 in the US); FEMA hazard 63/100 for Island, WA; 4 federal disaster declarations in Island County, WA since 2023 (2 flood); 8 Island, WA NFIP flood claims, $249K paid; Island, WA construction distress 84/100.
7 banks with 14 branches lend in Island County, WA; Island, WA weighted bank stress 64/100, highest 94/100 in Island, WA.
Island County, WA unemployment 4.3% (Island, WA -0.7 pts, six months); 195 new housing units permitted in Island County, WA over twelve months, Island, WA down 35% from 298; Island, WA home prices +8.5% a year (Island, WA) over three years.
42,744 housing units in Island County, WA; 9,008 Island, WA renter households; 51% of Island, WA renters spend 30%+ of income on rent, 21% (Island, WA) half or more.
Island County, WA ranks #227 nationally on the opportunity index (Island, WA, among all ranked counties); Island, WA scores 35.6/100 and Island, WA sits #2 inside Washington. Island, WA is in the peak_opportunity opportunity phase; Island, WA's primary driver is construction, Island, WA second driver vacancy; Island, WA moved down 121 places. 13 short-sale listings across Island, WA; 55 days on market observed in Island, WA; 14.7% vacancy over 8 Island, WA ZIPs.
No CFPB county sample covers Island County, WA. The non-metro area reading for Island, WA: 0.3% ninety-plus days late; Island, WA's thirty-to-eighty-nine share is 1.6% (Island, WA, December 2025 data); Washington overall 0.6%.
Island County, WA has 3 watched banks; 3 Island, WA banks sit in an elevated band. Island, WA footprints: Heritage Bank (5 branches, stress 58) in Island, WA; Peoples Bank (2 branches, stress 60) in Island, WA; Coastal Community Bank (1 branch, stress 94) in Island, WA.
6,772 of the 42,744 housing units in Island, WA sit vacant. Island County, WA permitted 23 multifamily units in twelve months; Island, WA's one-to-four unit structures added 172 units in Island County, WA.